Log in to your bank's online banking service by providing your user ID and password.
Click on 'Fund Transfer' option. You will be directed to a new page.
Click on the 'Request' tab and click on the 'Add Beneficiary' option.
Enter account number, IFSC code, bank branch and beneficiary name.
After entering all the details click on 'Submit'.
It will take some time for the service to be activated after which you will be able to transfer funds easily.
Once a beneficiary is added, you can add the amount and a comment.
In the next step choose a method of communication, after which a one-time password (OTP) will be sent over your preferred medium of communication which is email or SMS.
Enter the OTP after which your funds will be transferred to the beneficiary's account.

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BANKS	IFSC CODE	MICR CODE	BRANCHES	CITIES
BANKS	IFSC CODE	MICR CODE	BRANCHES	CITIES
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IFSC Code	MICR Code
IFSC is an 11-digit alphanumeric number.	MICR is a 9-digit code.
IFSC is used to facilitate electronic funds transfer between banks operating in the country.	MICR is used to make cheque processing simpler and faster.
In the IFSC code, the first four characters represent the name of the bank.	In the MICR code, the combination of the fourth, fifth, and sixth digits represents the bank code.
In IFSC, the last six characters represent the branch code.	In the MICR code, the last three digits represent the bank branch code.

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